Easybank Credit: Fast, digital and flexible - how it works with kredit-fuchs.at

Let’s talk about your creditworthiness and your loan request
Are you thinking about a loan, do you want fair conditions and preferably want to process everything digitally? Then you may have already heard of easybank. It is considered one of the pioneers for online loans in Austria. But what is really behind this bank? What specific advantages does it offer? And why should you apply for your easybank loan via kredit-fuchs.at? Let’s find out together, step by step.

A brief history: Who is easybank actually?

easybank was founded in 1997 as Austria’s first purely digital direct bank. Even then, the goal was to provide banking services without branches, but with high efficiency, low costs and a full focus on online services. Since 2001, it has been part of the BAWAG Group, one of Austria’s largest banking groups.

Today, easybank serves more than 750,000 customers and has established itself as one of the leading providers of consumer loans.

The most important figures about easybank at a glance:

Key figure	Value
Founded	1997
Owner	BAWAG Group
Customers	over 750,000
Specialization	Online banking, consumer credit
Loan amounts	approx. 3,000 to 75,000 €
Running times	12 to 120 months
Digital quota	almost 100 %
Credit check	automated + manual

Why is easybank a good choice for many borrowers?

A loan is a matter of trust. And easybank scores points in many respects:

Fast credit check: often on the same working day
Completely digital application: no paperwork
High transparency: no hidden fees
Flexible loan design: adjustable terms & installments
Powerful online platform: everything can be controlled via app or browser

Let’s compare this with a typical branch bank:

Feature	easybank	Classic branch bank
Application	Online in 10 min.	Appointment + paper forms
Payment	often in 1-2 working days	3-7 days
Processing fee	0 €	often 1-2 % of the loan amount
Communication	Chat, mail, app	Telephone or branch visit
Documents	Upload via cell phone	Expression + personalization

Sample calculation: Your easybank loan could look like this

Let’s say you want to borrow €15,000 for a new car, renovation or debt restructuring:

Credit example:

Loan amount: € 15,000
Term: 60 months (5 years)
Interest rate: approx. 4.9% eff. p.a. (depending on creditworthiness)

Monthly installment: approx. € 282.55
Total costs: approx. € 16,953

In comparison, a traditional bank loan with, for example, 6.9% interest would cost around €293 – and almost €1,000 more in total.

Calculate & request an easybank loan now

What requirements do you need for an easybank loan?

easybank is fast and digital – but of course clear criteria apply:

Age of majority & residence in Austria
Regular income (from approx. € 1,100 net recommended)
No ongoing debt collection proceedings or active debt collection cases
No negative KSV warnings (e.g. stop payment)

If you are unsure, you can do a free preliminary check via kredit-fuchs.at – anonymously and without a credit rating downgrade.

How you benefit from the partnership with kredit-fuchs.at

Thanks to our close cooperation with easybank, we offer you real added value:

We check your acceptance probability in advance
We will help you put together the documents
We transmit your data directly via the right channel
We know the decision criteria and provide individual advice

You don’t just get a rejection or acceptance – you get understanding, scrutiny and support.

Calculate & request an easybank loan now

Easybank + kredit-fuchs.at = credit with confidence & speed

If you are looking for a digital, fair and swiftly processed loan, easybank is a top choice. And with us as your partner, you get experience, advice and a real head start when applying.